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| Displaying 90 to 98 (of 98 questions) | Page: 10 of 10 |
User Name:
M. Ward
M. Ward
Date:
November 18, 2007, 11:36 am
November 18, 2007, 11:36 am
 | are instant approval cards easier to get |
Answer:
Not at all. Instant approvals have to deal with the convenience but not with availability to get. It's quit a new thing. It appeared when Internet started developing rapidly. Some banks have implemented it, some haven't yet. But sooner or later all banks will offer this service. When you get an instant approval bank can show you your credit card number and expiration date immediately. But that's it. You can't say they are easier to get.
User Name:
bgw
bgw
Date:
November 26, 2007, 10:32 am
November 26, 2007, 10:32 am
| which company has a 12 month, 0% balance transfer, with NO FEES?? |
Answer:
There are special balance transfer card deals, offering best terms. We recommend you to study them carefully and to choose the most suitable for you. There are balance transfer cards with low APR and no fees. We advise you More Card by Discover Bank. It has 0% APR for 12 months, no annual fee, 5% Cashback bonus, unlimited cash rewards, $0 fraud liability guarantee. Please, regard, that this card requires good or excellent credit history.
User Name:
taneshia
taneshia
Date:
December 18, 2007, 12:40 pm
December 18, 2007, 12:40 pm
| how do i receive a credit card if i have no credit |
Answer:
If you have no credit history, there are special deals for no credit for you. They are not the most beneficial, but they give a good chance to build your credit rating. At first you will get a rather small credit limit and not the best terms. The bank will watch how you pay your bills and if you prove to be a responsible cardholder, your score and credit limit will be increased. Centennial Gold MasterCard/Visa by First PREMIER Bank will be a good option for you. It has a guaranteed approval and a low APR on purchases.
User Name:
julian
julian
Date:
January 10, 2008, 10:07 pm
January 10, 2008, 10:07 pm
| Between what range of credit score is considered excelent or good |
Answer:
A credit score is a statistical result of the information contained in a customer's credit report. The most popular type of credit score is the Fair Isaac or FICO score. This score reveals the summary from a mathematical formula that assigns numerical values to various pieces of information in a credit report. 660-749 FICO points is considred a good credit history. 750-850 score is an excellent credit.
User Name:
pattycake
pattycake
Date:
January 15, 2008, 4:28 pm
January 15, 2008, 4:28 pm
| i want a low intrest rate and no fee for about 36 months i have excellant credit , thank you |
Answer:
Your excellent credit rating makes all the best low interest rate credit cards available for you. Look through them and choose the one that will meet your requirements. We can recommend you Platinum Visa card by Chase Bank. This card offers 0% introductory APR on balance transfers and purchases for 12 months, 13,24% ongoing APR after that, no annual fee, free online account access, free travel services and more.
User Name:
ed
ed
Date:
March 18, 2008, 5:13 pm
March 18, 2008, 5:13 pm
| What responsibility does an authorized user ( not a co signer) have on an account when the primary card holder is deceased. |
Answer:
By adding an authorized user to the account a person simply gets another card that will be linked to his/her account with some other name. No one checks that. The Social Security Number of an authorized user doesn't have to be provided. Authorized user doesn't get credit reports and doesn't build credit score. Authorized user is not liable of any charges, including the cases of death of a primary cardholder.
User Name:
katrina bell
katrina bell
Date:
April 9, 2008, 4:03 pm
April 9, 2008, 4:03 pm
| if i'm a student with bad credit, can i get a student credit c ard? |
Answer:
This web site offers a variety of credit card deals for different groups of consumers, including students. Student credit offers are perfect for young people who want to establish their credit score. It is a good chance to learn how to manage your finances. We suggest you to apply for Chase+1 Student MasterCard by Chase. This card has no annual fee, 0% introductory APR for 6 months, rewards points, and offers free music, movies, electronics, entertainment at Chase+1 store.
User Name:
alberto
alberto
Date:
December 5, 2008, 6:33 am
December 5, 2008, 6:33 am
| What bank will be willing to help me stablish my credit ? |
Answer:
If you want to establish your credit, you can turn to banks that issue secured credit cards specifically for people with bad credit history and for those who are new to credit. A secured card doesn’t require a credit check or income information therefore it usually offers a guaranteed approval. To be approved for a secured card, you’ll only need to make a cash collateral deposit (at least $300), be a resident of the US at least 18 years old and have a social security number. As a secured card comes with a credit bureau reporting feature, it can be ideal for building your credit history. Just make your credit payments on time, keep within your credit limit and you’ll surely be a success.
If you are interested, take your time to compare the most popular secured card offers to choose the one for your special needs.
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